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CATEGORY 04 · PENSION

Pension Switch Window & Options

NPS to UPS option, irrevocability and reverse-switch timelines

  1. The PDF describes a one-time, time-bound option for eligible railway employees to switch from NPS to UPS. It states that once submitted and processed, the choice is irrevocable.
  2. It states that UPS subscribers may switch back to NPS once during active service, at least 12 months before superannuation.
  3. For employees taking VRS after 20 years of regular service with 3 months' written notice, the PDF states that a reverse switch to NPS must be processed within 3 months before the effective retirement date.

Source: Railway_Master_Pension_Guide_OPS_NPS_UPS.pdf, pages 1–2. This reflects the uploaded PDF and is not an independent verification of current rules.